Stack Method — Obsidian Luxe Holdings LLC
Creative-finance acquisitions CRM

Underwrite creative-finance deals on a real engine — not a spreadsheet.

Stack Method takes a Stack-Method acquisition from lead to close: a clean deal pipeline, a deterministic underwriting engine that models the full capital stack and the refinance exit, an AI second opinion on every deal, and one-click LOI and closing documents. Structure little-to-no money down — and stop losing deals in a spreadsheet.

✓ Free tier includes 3 deals✓ No card required✓ Row-level tenant isolation
Everything the deal needs

One platform, lead to close

Purpose-built for the Stack Method — senior debt plus a seller-carry note, structured for little-to-no money down and a clean refinance exit.

Underwriting engine

Deterministic Stack-Method underwriting: the full capital stack, DSCR, the refinance exit, and return metrics — versioned on every deal so you can re-run any scenario.

Balloon-exit & seller-buyout

Model the exit explicitly: does the refinance plus your banked cash flow clear the seller note at the balloon? See the shortfall — and whether to pocket cash now or hold it as reserve.

AI deal recommendation

A strong model reviews the full underwriting and the market — population, rurality, DSCR-lender availability — and returns a decisive verdict with concrete structuring notes.

AI deal-text intake

Paste an offering memo or a broker email and pull the underwriting inputs automatically — prices, rates, deferral — merged into the form without clobbering what you typed.

In-app deal copilot

Ask anything about a live deal — “does the exit clear?”, “what carry makes this pencil?”, “draft seller outreach.” Grounded in the deal’s real numbers, read-only.

LOI, PSA & closing docs

Generate the Letter of Intent, PSA, and the full Stack closing package from deal data — then send for e-signature. Every document is versioned on the deal.

14-stage pipeline

A clean, audited acquisition pipeline from lead to close, plus a preliminary dialer → QA → closer intake funnel so nothing slips before it becomes a deal.

Cash buyers & disposition

Keep a cash-buyer directory with acquisition boxes, match a deal to buyers, and blast an under-contract deal to your matched list — the full acquisition-to-exit loop.

Team roles & security

Org-scoped, row-level-secured tenancy with granular position capabilities and record-level deal visibility — every teammate sees exactly what they should, and no more.

How it works

From a raw lead to a signed LOI

The whole workflow lives in one place — no spreadsheet, no copy-paste between tools.

1

Capture the lead

Intake by hand, CSV, or the submit portal — with address autocomplete and comps enrichment.

2

Underwrite the stack

Run the engine on the full capital stack and the refinance exit — DSCR, cash flow, returns.

3

Get an AI verdict

A strong model weighs the numbers and the market and tells you to proceed, restructure, or pass.

4

Generate the paper

Produce the LOI and closing package from the deal and send it out for signature.

5

Close & dispo

Move it through the audited pipeline to close — or match and blast it to your cash buyers.

Built to be trusted

Serious software for a serious pipeline

Every organization’s data is fenced by PostgreSQL row-level security, served over TLS, with scrypt-hashed passwords and Stripe-handled payments — Stack Method never sees your card. Read the security overview →

Ready to run your pipeline on Stack Method?

Start on the free tier — it’s your trial. Upgrade the moment you need the documents, the AI, or your team.